So many people still do not carry auto insurance on their vehicles. Whatever the reason for doing so, it is not a good idea for anyone to follow this practice. Just as there are many good reasons for carrying car insurance, there are almost as many consequences for not carrying insurance. The following examples highlight some very important consequences for not carrying insurance, even when you have a spotless driving record.
Read More
Having either too much or too little commercial insurance can be a problem. With too much coverage, you're wasting money that could be spent on other strategic needs. Without enough coverage, you're putting your entire business in jeopardy. Here are some ways to find the right balance.
Consider What Others are Doing
As far as knowing how much insurance you need, it can vary based on your industry and the stability of your business.
Read More
Your home insurance premium is an ongoing expense that you will have to pay every single year. While there is an initial rate that you receive for your home insurance when you first get it, changes to your house can increase how much you pay for your insurance policy. There are a couple things you can do to your home that will cause the premiums to increase instead of lower. While your home insurance shouldn't be what decides if you do any of these 3 things, be aware of the increase in premiums before you do them.
Read More
Few are the people who can purchase a home without a loan. For the majority of homeowners paying on their mortgages, home insurance is a requirement. Regardless of whether you own or are paying on a house, there are lots of reasons to buy homeowners insurance. And one of them is the surprising things you might not know home insurance covers.
#1: Accidents Away From Home
The bathroom might be one of the most common scenes of an accident, but many mishaps occur away from your house.
Read More
When you have a child with special needs, there are so many other things to worry about. You don't want to think about life insurance and the costs that come with it, but you need to. The truth is life insurance is one of your most important factors and could help both you and your child in the future. Here's all you need to know about it.
Think About the Total Costs of the Insurance
Read More