3 Reasons You Need Business Insurance When You’re Self-Employed

When you are self-employed, it can be difficult to establish the separation between your home and your business. Many of those who are self-employed believe they don't need any type of business insurance because they already have homeowners insurance that can protect them. However, homeowners insurance is not required to provide coverage for certain situations that are business related, even if it happened inside of your home. For this reason, you want to know the three main reasons you need business insurance to provide protection where your homeowners insurance will not: Read More 

Changes You Should Make To Your Insurance Policy For Your New Car As Life Changes

If you have spent years dreaming of owning a car that has never belonged to anyone else before and you are finally at a point in life where doing so is possible, the choices you make with your auto insurance now can have a dramatic impact on your future. Although the majority of responsible adults in the United States today are likely to be aware of how important car insurance is, you could make small policy mistakes that could cause big problems in the future. Read More 

Three Types Of Additional Property Insurance You May Want To Add To Your Homeowners’ Policy

Purchasing homeowners' insurance is a necessity that comes with buying a house. While it does represent an additional expense, it's important that you look at all of your options instead of just going with the cheapest policy available. Your specific situation might require that you get coverage for some things that might not be available in a basic homeowners' policy. Here are 3 additional types of property insurance that you might want to add to your existing homeowners' policy. Read More 

Two Myths About Hiring An Insurance Adjuster To Help Settle A Claim

It doesn't matter what type of incident you have been involved in, to settle your claim with your insurance provider, you generally have to work with a professional claims adjuster. For many people, this idea invokes a level of fear as there is often the idea that the adjuster isn't on your side, but instead the side of the insurance company. Most of these fears surface due to misconceptions. Make sure you know fact from fiction. Read More 

Renting Out Your Home Short-Term? Know If Insurance Will Cover It

If the state of the economy has caused you to look into making more income, you may be considering renting out part of your home to a tenant to earn extra money. Your typical homeowners insurance may not cover any tenant that is leasing a room out for an extended period of time, but things are different for tenants that are only staying short term. Here is what you need to know about your insurance coverage for short-term rentals. Read More