Once a year, your homeowner's auto insurance policy comes up for renewal. Generally, the renewal process is automatic, with your insurance company sending you a statement that goes over your coverage as well as how much it will cost for the next year.
During your annual renewal, you shouldn't just pass over the statement; you should look at the renewal notice carefully and make sure the coverage and pricing still work for you and your home.
There are a huge number of ways to set up a life insurance policy, and one of the most popular is called whole life insurance (sometimes called ordinary life insurance). This is a policy that is guaranteed to protect the insured individual for the entirety of their lifetime, and it has a multitude of benefits. If you're looking to learn more, keep reading below to discover just some of the advantages whole life insurance has to offer.
Medicare Advantage is a health insurance plan you might be considering as you look through the Medicare plans available to you. It has a cost that is typically a bit higher than other Medicare choices, so you may be unsure if it's suitable for you. Think about the following questions to help you determine whether Medicare Advantage is a good fit.
How Healthy am I?
The first thing you need to think about when you're selecting a Medicare plan is your current health.
Your home insurance policy will help you through a wide range of issues. Whether you've had a small fire in the kitchen, a break-in, or a tree that has fallen into your roof, you can file a claim, speak to an insurance adjuster and have the work repaired at no cost to you beyond paying your deductible. Unless you've thoroughly gone over the terms of your insurance policy or spoken at length to your local agent, however, you might be under the assumption that some things are covered.
If you have a mortgage, having homeowner's insurance will be required by your mortgage lender. That said, you cannot simply buy a policy and forget about it. There are things that can change your homeowner's insurance coverage if you are not careful.
New Additions and Renovations
Are you going to add an addition onto your home or perform an extensive home renovation project? It is best to look into how these changes will impact your homeowner's insurance premiums.