If the state of the economy has caused you to look into making more income, you may be considering renting out part of your home to a tenant to earn extra money. Your typical homeowners insurance may not cover any tenant that is leasing a room out for an extended period of time, but things are different for tenants that are only staying short term. Here is what you need to know about your insurance coverage for short-term rentals.
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Getting great auto insurance rates is a science; it requires you to evaluate every aspect of your driving situation. Here are some things to cover when you're trying to get the best insurance rates.
How's Your Personal Record?
The first thing that may come up is your personal fit for car insurance. Aside from having a clean driving record, it's also important that you have good credit in order to be considered a low-risk candidate for auto insurance.
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Are you buying car insurance for your old, used car? If so, you likely don't have any intentions on spending too much on your policy. However, if you still want to be fully protected in the event of a car accident, then you will still want to obtain a full-body insurance policy. To avoid paying too much for your insurance policy, there are a few methods to utilize when signing up for your new policy, like the following:
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It's easy to feel shaken when you notice that your home has been targeted by vandals, whether they've thrown a rock through a window, spray-painted your garage door or performed some other type of property crime. If the damage is minor, you might simply opt to fix it yourself, but if the vandalism was considerable, you'll likely want to file an insurance claim. Before you talk to your local insurance agent, there are a handful of tasks to complete that can help you prepare a stronger claim.
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For many people, life insurance is an effective way to protect their family members and other dependents from financial hardship in the event of their death. However, it can often be difficult to know how much life insurance you need. Your goals, needs, and financial obligations may change over time. Life can change quickly. Major life events could signal a need for either more or less insurance coverage, so it's often helpful to reassess your protection and make any necessary adjustments.
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