Two Unusual Types Of Homeowner’s Insurance Issues And Your Coverage Options

As a homeowner, recognizing the importance of homeowner's insurance is easy. What isn't always as easy is understanding what is and isn't covered under the policy. With the nuances of the risks that homeowners face, it's nearly impossible to address every possible risk factor when discussing your coverage. To help you gain a better understanding of your coverage, here are a few situations you may encounter and what options you might have. Read More 

Three Consequences Of Not Carrying Auto Insurance On Your Vehicle

So many people still do not carry auto insurance on their vehicles. Whatever the reason for doing so, it is not a good idea for anyone to follow this practice. Just as there are many good reasons for carrying car insurance, there are almost as many consequences for not carrying insurance. The following examples highlight some very important consequences for not carrying insurance, even when you have a spotless driving record. Read More 

Finding A Balance In Commercial Insurance

Having either too much or too little commercial insurance can be a problem. With too much coverage, you're wasting money that could be spent on other strategic needs. Without enough coverage, you're putting your entire business in jeopardy. Here are some ways to find the right balance. Consider What Others are Doing As far as knowing how much insurance you need, it can vary based on your industry and the stability of your business. Read More 

3 Things That Can Increase The Cost Of Home Insurance

Your home insurance premium is an ongoing expense that you will have to pay every single year. While there is an initial rate that you receive for your home insurance when you first get it, changes to your house can increase how much you pay for your insurance policy. There are a couple things you can do to your home that will cause the premiums to increase instead of lower. While your home insurance shouldn't be what decides if you do any of these 3 things, be aware of the increase in premiums before you do them. Read More 

Surprising Things You May Have Not Known Home Insurance Covers

Few are the people who can purchase a home without a loan. For the majority of homeowners paying on their mortgages, home insurance is a requirement. Regardless of whether you own or are paying on a house, there are lots of reasons to buy homeowners insurance. And one of them is the surprising things you might not know home insurance covers. #1: Accidents Away From Home The bathroom might be one of the most common scenes of an accident, but many mishaps occur away from your house. Read More