Help! Will Insurance Cover The Accident If You Caused It?

You've caused an accident and now you're worried about the cost of repairs and injuries. Will your auto insurance policy pay out in the event of an accident that was your fault? Unfortunately, this isn't a question with a yes or no answer as it varies depending on what type of insurance you have. Liability Cover for the Third Party You must have insurance to cover third parties at the bare minimum. Read More 

Have A Teenage Driver? 4 Tips To Help Lower Their Insurance Rate

One of the biggest concerns when you have a teenager that is just learning how to drive is paying their insurance premiums. It is no secret that insurance rates are high for teenage drivers, so you are likely looking for ways to lower those rates as much as possible. Consider these tips that can help you do it. Show Their Good Grades Does your child get good grades in school? If so, you'll want to ask your insurance agent if they offer a reduced rate for a teenager that is getting good grades. Read More 

Two Unusual Types Of Homeowner’s Insurance Issues And Your Coverage Options

As a homeowner, recognizing the importance of homeowner's insurance is easy. What isn't always as easy is understanding what is and isn't covered under the policy. With the nuances of the risks that homeowners face, it's nearly impossible to address every possible risk factor when discussing your coverage. To help you gain a better understanding of your coverage, here are a few situations you may encounter and what options you might have. Read More 

Three Consequences Of Not Carrying Auto Insurance On Your Vehicle

So many people still do not carry auto insurance on their vehicles. Whatever the reason for doing so, it is not a good idea for anyone to follow this practice. Just as there are many good reasons for carrying car insurance, there are almost as many consequences for not carrying insurance. The following examples highlight some very important consequences for not carrying insurance, even when you have a spotless driving record. Read More 

Finding A Balance In Commercial Insurance

Having either too much or too little commercial insurance can be a problem. With too much coverage, you're wasting money that could be spent on other strategic needs. Without enough coverage, you're putting your entire business in jeopardy. Here are some ways to find the right balance. Consider What Others are Doing As far as knowing how much insurance you need, it can vary based on your industry and the stability of your business. Read More